Stop Wondering “Where Did My Salary Go?” at the End of the Month.
Take control of your money in 10-15 minutes a week — no apps, no OTP access, no bullshit. Built for the Indian middle-class lifestyle.
Instant access via Email
Does This Sound Like You?
You scan QR codes for Chai, Autos, and Swiggy without thinking twice.
You have Rs. 50,000 in the bank on the 1st, but feel “broke” by the 20th.
You try using apps, but they ask for OTP access to your bank SMS (Unsafe!).
You want to save for a House, Car, or Gold, but don’t know how much you can actually afford.
Introducing
Ultimate Annual Budget Spreadsheet
Turn your financial chaos into clarity in just 5 minutes a week. This isn’t just a spreadsheet; it’s your personal CFO.
100% Private
Lives in your Google Drive.
Effortless
No complex math or spreadsheet skills.
Mobile Ready
Track on the go with GS app.
Desktop Clarity
Deep dive on your laptop.
Why This Sheet Works When Apps & “Budget Hacks” Fail
Apps try to monitor your money. This sheet helps you control it.
Apps fail because:
- They demand SMS/OTP access
- They miscategorize transactions
- They sell your data
- They overwhelm you with useless charts
- They need your attention daily
This sheet works because:
- You update it weekly (3–5 minutes)
- Everything is categorized properly
- You see the exact leak points
- You stay private — no data sharing
- It forces clarity, not “noise”
“Most people don’t need motivation quotes. They need a simple system that’s impossible to mess up.”
What's Inside
Feature Showcase
The 50/30/20 Dashboard
The “CEO” Dashboard
See your Net Worth, Monthly Savings, and Expense breakdown on one screen. Get the high-level view you deserve.
The “UPI” Trap Detector
Automatically categorize small expenses. See exactly how much you spend on “Eating Out” vs. “Groceries.”
The Smart Calendar
SIP & Loan Tracker
Track your Mutual Funds, LIC premiums, and EMI schedules. Never miss a payment date again.
Goal Planner
Planning for a wedding? A trip to Goa? Set the goal and see exactly how close you are to making it happen.
Who is this for?
If you touch money, this sheet helps you.
Salaried Employees
Track your cashflow without banking apps spying on you.
Students / First Jobbers
Understand exactly where your money goes from day one.
Couples
Track shared expenses transparently and plan your future together.
UPI-heavy Spenders
Chai, snacks, quick spends — see the real total damage.
People With Loans
EMIs + credit card dues + SIPs → one clean, stress-free view.
Side Hustlers
Track both income & personal spending separately.
Let’s be blunt — your money is leaking.
Not because you earn less. Because you don’t see the leak. This sheet exposes the leak in 5 minutes.
“Wow… I spent ₹12,800 on food delivery last month.”
“My EMI + subscriptions are eating half my income.”
These realizations lead to behavior change.
You don’t need willpower. You need a mirror.
This sheet is that mirror.
No Skills Needed
“But I don’t know spreadsheet formulas…”
You don’t need to. We have done the hard work.
No Math Required
Type “500” and “Groceries”. That's it.
100% Automated
Graphs and charts update automatically as you type.
Video Guide Included
10-minute Hindi & English walkthrough video included.
The One-Time Setup
Open the sheet
Works on Google Sheets.
Enter your income
Just type the number.
Enter categories
Customized for your life.
Start adding spends
Dashboards build themselves.
Exclusive Bonuses
50/30/20 Budget Planner
Create a realistic monthly budget that doesn’t suffocate your lifestyle.
Debt Payoff Planner
Credit card? Personal loan? EMI? See the fastest payoff path automatically.
Social Proof
Trusted by 1,500+ Indians
“I used to think I was underpaid… Saved ₹1.2 Lakhs this year just by seeing where the leak was.”
“Best ₹499 I ever spent. The UPI tracker is a game changer for someone who Zomatos daily.”
“EMI tracker is a lifesaver. Finally know exactly when my loans will end without calling the bank.”
Why I Priced It at ₹499
This isn’t a template bundle. It’s a system built for one real problem: “Where the hell does my money go?”
₹499 is a commitment you’ll actually use. Cheap templates get forgotten. This one gets results.
Let’s look at the value:
- Ultimate Annual Budget Spreadsheet₹1,999
- Instructional Video Guide₹499
- Bonus: 50/30/20 Budget Calculator₹299
- Bonus: Debt Payoff Planner₹299
Today’s Price:
Less than the cost of one large Domino’s Pizza
7-Day Money-Back Guarantee
If the sheet doesn’t work as described, email for a refund within 7 days.
No questions. No drama.