Terms & Conditions
Last updated: January 15, 2026
1. Agreement to Terms
By accessing or using the Rudra Digitals website and purchasing the Ultimate Annual Budget Spreadsheet, you agree to be bound by these Terms and Conditions.
2. Digital Product License
Upon purchase, we grant you a personal, non-exclusive, non-transferable license to use the "Ultimate Annual Budget Spreadsheet" for your personal financial management. You may not resell, redistribute, or share the spreadsheet with others.
3. Intellectual Property
All content, including the design and structure of the spreadsheet, is the intellectual property of Rudra Digitals. Unauthorized reproduction is strictly prohibited.
4. Limitation of Liability
Rudra Digitals shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our product.